DUPLICATING MEDICAL COVERAGE: IS IT A WISE OPTION?

            A person who is trying to get the right auto insurance will face many options in terms of the choice of the coverage.  There are many kinds of coverage: personal injury protection, bodily injury liability, damage liability, and physical damage coverage. One more coverage is medical coverage. Having medical coverage can be very crucial because in an accident there is a big possibility to get injured and need to cover the medical expenses. Therefore, is that really important having medical coverage?

            There is a condition when you only to get minimum personal injury protection. If you have life insurance, you do not to get medical coverage anymore. Besides, you only end up with duplicating medical coverage. Sometimes, it looks like a wise decision when we can get double insurance: life insurance and medical coverage. On the other hand, you have to pay a higher premium regularly. The requirements can be various depending on the state where you live. If you have good health and life insurance, there might be no need to have medical coverage. The professional insurance agent may suggest you to avoid duplicating medical expenses if you really do not need it.

            Shortly, get the coverage based on your own needs. Medical coverage can be taken if you want to anticipate medical expenses when you get an accident.

Ladies' Big Sunglasses

I am not one to talk or care about fashion, but someone needs to address the enormous alien-eye sunglasses that have become all the rage among females. They just seem to be getting larger and larger with each passing day. My cousin told me he saw a woman wearing a pair of these hip mistakes that was so large it was shading her hair. Glasses were not even this big in the '80's, and everyone knows how sickly the '80's fashion was. However, the modern female sunglasses are worse than the '80's fashion. They are graver fashion f aux pas than the dickey and the belt-less trench coat.

I actually think fashion involves morality; however, not like religious fundamentalists who think women should not wear clothes displaying much or any flesh. Those people would actually like these eye-burk-as. Of course, this is not to say I think it is moral for any-one to be scantily clad for all the public to behold. That is collectivizing sex. I believe that what one wears is directly linked to morality because one's clothing choice is a choice of how one wants to present himself. Furthermore, the way one wants to present himself is linked to how he values himself. For example, the scantily clad want to portray their sexuality, or more specifically their desire to engage is sex immediately. Now, I am not talking about performers, they dress that way for a show. They want to create a specific performance. I am also not talking about the infinitely scandalous short-skirts or short-shorts. I am speaking about the average man walking down the street in nothing but leather chaps. This man is trying to say to the world, "Let's have sex right now." He does not care who the other individual(s) is/are. He would have sex with a Nazi. The problem with this man is that he loathes his self. Consequently, he must rely on others to make him happy. That is why he displays his body so readily. He does not value anything about himself. Not even the most shallow level of his self, his physical appearance. Thus, he puts it forward for others to judge and make him feel good.

The same goes for these tinted fish-bowls over the eyes. Though they are certainly not scantily cladding the female, the send the same message - self loathing. The wearer, once again, does not value anything about her self. Not even the most shallow level - her physical appearance. Consequently, she places a black hole between her upper lip and hair line.

Obviously, there appears to be a conflict here. One person loathes his self, so he displays his body to the world, while another person loathes his self, so he shrouds his face from the world. However, they do both concern similar moral questions through different methods.

The scantily clad man does not value privacy. He does not value anything as his own, even his body, which he has always owned. One's body belongs only to the mind attached to the body; however, an individual may choose to share is body with other people. The scantily clad man, however, does not make any distinctions as to who gets to view his body. His body is for everyone, while the more modestly dressed man discriminates amongst people. There are people not worthy of being his friends; therefore, there are also people not worthy of seeing his body. Those that are not his friends may certainly not see his body, and even some of his friends may not see his body. Only those he selfishly values. Only those he thinks are the best may see his body, for he wants to be a virtuous man. Therefore, his body may be viewed by the most virtuous. Those that value the same standards as he. The scantily clad man draws no distinctions. He does not care for being virtuous. Therefore, he cannot be truly happy. The only way he can be happy is to depend on others. Thus, he turns to promiscuity. Anyone that can give him sexual pleasure is welcome to his body. Furthermore, this man seeks to have sex, while the first does not. The first man does not need sex. The first man can achieve his own happiness, while the second man depends on others. Therefore, the second man is not rationally selfish like the first man. The second man is absolutely or animally selfish. The dependence on others for sexual pleasure is only way he can be happy because he loathes himself, and he loathes himself because he is not concerned with virtue. The essential problem is the scantily clad man has no pride in his self.

The same is true for the shrouding man. However, he is not necessarily shrouding, but adding to his appearance. The person that wears the obese glasses is the person who wears excessive jewelry, has long nails, paints the nails extravagant colors, has ostentatious hair styles, and wears those ridiculously uncomfortable high-heeled shoes. The person also wears clothes with loud colors and schizophrenic patterns. This person is trying to distract the viewer from her appearance. As I stated before she loathes herself even on the most shallow level - her physical appearance. Therefore, she is not hiding herself, but trying to distract the viewer from her appearance. Depending how many additives she has, she probably also wants to have sex immediately like the scantily clad man. Except she uses shiny objects to draw people in. It is like dangling keys in front of a baby.

Of course, now there is the problem as to what is the correct way to dress if additives are wrong and subtractions are wrong. In order to determine how to dress, first one must be proud of himself. Obviously, I will not use this post to go through that entire process, but it begins with a concern for truth, which in turn is a concern for virtue. One then has standards one selfishly values, and he tries to live those standards. This then includes choosing friends and significant others' based on whether or not they selfishly value and live by the same standards. In turn, one will not depend on others for happiness. One will be able to achieve happiness himself. One will have pride in his self. Consequently, there is no desire to pursue promiscuity. If one has pride in his self, he does not desire to display his body to the masses for judgment. The man already knows he is virtuous. If one has pride in his self, he does not desire ostentatious additions to lure in others, while distracting them from what he looks like. He does not need to lure in others to judge him without actually seeing him. He already knows he is virtuous. Therefore, this man will dress in a way that satisfies his self. He will dress in such a way that he finds makes his physical appearance better. He will not surrender his entire body to naked judgment by the mob, for his body is his own and the ignorant vicious mob is not qualified to view it. He will also not ostentatiously cloud his appearance, for his body is his own. He may exercise and make some alterations to his body, so to improve his physical appearance; however, he will not block his physical appearance. He wants to improve who he is. He wants to improve his appearance so he likes it. He does not want to become a jewelry rack for objects that are not of his body.

However, some argue that the saucer glass actually do improve a female's appearance, for the accent the female's lips. Well of course they do because there is a black bar censoring her hair line to her upper lip. The only thing left to see is her lips. Personally, I like seeing the face. Not a tinted brown or a curved reflection of myself. The proud female would not wear such sunglasses. She would improve her face and eyes to her linking. She would not blot them out with a veil.

A regretful day of a CA student

'Where's this sweet sound coming from?' He thinks while being disturbed from a sweet dream. Half dreaming and half awake he starts looking for his cell phone like some blind man searching for a lost coin in the dark. He switches the alarm off as soon as he finds it and goes back to the world he was just forced out from. A short while passes and the disturbing sound starts again and as soon as his mind starts coming back to the real world, he thinks 'DAMN ! It was the second alarm which means its 6:00 am. Oh no ! its too late already. I had BCBS scheduled at 5:00.'

And then he jumps out of his bed, washes his face like he's having a war with that running water, gets his stuff and starts 'trying' to study. He's just done reading a single page when he realizes that its 7:00 am already.'DAMN ! I had a class at 8:00 today and I'm late already', He thinks. He changes his outfits if he manages to steal a bit of time, packs his books and stuff in that bag with the 'Academy Logo' on it and runs all the way to the bus stop. Waiting for the bus at the bus stop he utilizes his time planning his day and normally plans to cover a substantial part of his course in a span of 12 hours.

In the mean time the bus arrives and just like forever, its full. He somehow reaches his academy and gets to the class. The hardest thing for him to do in the class is to keep his eyes open and his senses working. Last 20-25 minutes of the class take forever to end and 'NOTHING MAKES HIM HAPPIER' than the moment the class ends. But good times are normally for just a short span. He tries to refresh himself in the time till the next class starts and the same thing goes on in the next class as well.

Just when he gets free from those classes filled with enchanted air which can make anyone sleepy, he heads towards the library with the intention of studying all what's left to study. He goes to the library and very much enthusiastically opens his books. Just when he's done with a couple of pages the enchanted air starts attacking his senses once again but he's reminded by the fear of ICAP that he's not allowed to have this luxury at all. He's not even studied 10% of what he actually planned when he finds out that the only resource he needed i.e. TIME is over !

On his way back home he regrets for all the things he shouldn't have traded his time for. 'Bloody Hell ! I didn't even complete the questions I was given as assignment', that's what he thinks while having his dinner. He takes out his books once again but everything seems so blurred this time, he tries his best to decipher what's written but all of a sudden it feels like he's got the worst kind of Dyslexia.When there's no other way left, he finally puts up the uncovered stuff for the next morning. That's how another regretful day ends but his mind keeps thinking, thinking and thinking....

Things you MIGHT hate about me

The ‘K’ factor:

So yeah, I don’t really know how to reply to your ‘k’ text. We’re in a middle of a great conversation and when I get a freaking’ ‘K’ from you. DO NOT expect my text back. K?

Importance of Emotions:

Emoticons like ‘:)’ ‘:(‘ ‘:P’ ‘:D’ ‘<3’ ‘:S’ and ‘:/’ are very very and I say VERY important to me. You gotta talk to me? Tolerate me with MY emotions, emoticons, I mean.

Severe mood swings:

If one day I’m the nicest person to you on the face of this planet and shout the shit out of you the other day, you’re a victim of my dangerous mood disaster, deal with it. Will you? Please? Thank you.

Kids/Babies/Children:

My obsession with kids might get you to hate me, yeah. I totally adore babies. I can’t just resist myself when I see a baby anywhere. I just HAVE to run up to them to pull those delicious cheeks. =D

My ‘kinda’ music, oh yeah:

Hate me for listening to ‘teenage dream’ on repeat for 3 days straight. Or singing ‘Sheila ki jawaani’ on top of my lungs at the most random times. My music changes with my mood, I dance to Enrique, sing along with Sonu nigam, cry to Rahat’s Teri yaad saath hai, scream my throat out to Noori, hum along with Shreya Goshal and so on. All I want in life is GOOD MUSIC, anything else can just go to hell.

Love for Camera:

The camera travels with me every single place I visit. There has to be a picture of every single thing, every single event, and every single occasion. Because it has been said, you can never have too many pictures. Oh, what’s that?! *must click one picture*, wow, that’s a treat to my eyes *click*.

Sense of humor:

I don’t blame you, I, sometimes, hate myself for my abrupt sense of humor. I make a joke like that and realize oh man, what the hell did I just say. I’m cool as long as people end up laughing at it and if not, then dayyummm, I can’t really do anything about it.

Gossips

My name is Gossip. I have no respect for justice. I maim without killing. I break hearts and ruin lives. 

I am cunning, malicious and gather strength with age. The more I am quoted, the more I am believed. 

I flourish at every level of society. My victims are helpless. They cannot protect themselves against me because I have no name and no face. 

To track me down is impossible. The harder you try, the more elusive I become. I am nobody's friend. 

Once I tarnish a reputation, it is never the same. I topple governments and wreck marriages.

I ruin careers and cause sleepless nights, heartaches and indigestion. I spawn suspicion and generate grief. 

I make innocent people cry in their pillows. Even my name hisses. I am called Gossip. Office gossip - shop gossip - party gossip - telephone gossip.

I make headlines and headaches. Remember, before you repeat a story, ask yourself: is it true? Is it fair? Is it necessary? If not, do not repeat it. Keep quiet! 

Great minds discuss ideas, average minds discuss events, shallow mind discuss people.

Friendship

Friendship is choosing one person, or few persons, over all other people. By calling someone a friend one is stating, "This person is more valuable to me than Stranger Bob whom I have never met." One values some, meaning friends, over others, meaning Stranger Bobs, based on the potential friend's standards or morality. Therefore, people with similar almost synonymous moral standards are friends, or should be friends. For example, a capitalist cannot be friends with a Marxist, a liberal cannot be friends with a Nazi. The reason being that a capitalist values certain things as truly correct and truly virtuous that the Marxist will find truly incorrect and truly vicious, and vice versa. For example, a capitalist believes it is virtuous for the government to minimize its regulation so that a free market can exist. The capitalist believes every man is an individual; thus, must have the liberty to make choices and actions for his own gain.

A Marxist, however, believes that it is vicious for the government to do what the capitalist thinks is virtuous. Instead, the Marxist finds maximum government regulation as virtuous. The Marxist believes that every man is just a member of a larger collective; therefore, his choices and actions must assist the mass not himself. Essentially, the capitalist would believe that the Marxist is vicious, and the Marxist would believe the capitalist is vicious. Therefore, they cannot be friends because they do not value one another. Since they do not value one another's standards, and one's actions are based on one's standards, they cannot value how one another live their lives. In order to be friends one must recognize one's own standards in the other person. Essentially, every individual wants to be a virtuous person; therefore, he is going to surround himself with other virtuous people. If he surrounds himself with any vicious person he just enables vice. This is how friendship is selfish. It is choosing one person over others. It is choosing one person based on whether or not he is virtuous. Finally, it is choosing virtuous people because one wants to be virtuous and one wants to be around virtuous people.

Unfortunately, as I stated earlier, this is not how friendship is understood. People understand friendship as sacrifice. Essentially, one should surrender element's of one's self in order to be friends with and love all others. There are several problems with this.

Firstly, once again every individual wants to be virtuous, and it is virtuous to want to be virtuous and live virtuously. Furthermore, one's standards and one's actions define one's self. Additionally, one's standards and one's actions are always based on morality. Therefore, if friendship is based on sacrifice, then friendship is also based on being vicious. If one must sacrifice qualities of one's self to be friends with and love everyone, one is choosing not to be virtuous. For example, someone believes that it is virtuous to study science and understand the natural world. However, he has chosen a friend who believes it is vicious to understand the natural world because the scientific explanations are lies about God's work, and more importantly God should be the only one to understand his creation. (The latter person is obviously a lunatic.) Therefore, the former individual, the scientist, must sacrifice some of his qualities that assist him in understanding reality. Even if he has to sacrifice these qualities just by not speaking about his work while he is around the latter person something is terribly wrong. First, by not embracing those qualities he defines as virtuous he is being vicious. Just to get this point across I am going to use a religious example. If one is a Catholic it is virtuous to receive holy communion; therefore, if one does not receive it he is being vicious. A similar situation is occurring here.

The second problem with this friendship is that scientist obviously thinks the religious lunatic is vicious, for the religious lunatic thinks it is virtuous to be completely ignorant the natural world, or reality. Therefore, by being friends with this religious lunatic the scientist is choosing to value someone he knows to be vicious, and the religious lunatic understands this. Everyone, whether they admit it or not, knows that friendship is about valuing one person more than another. Thus, the scientist is sending the following message to the religious lunatic, "You have more virtues than vices. You are not vicious enough for me to ignore you. You are virtuous enough to be valued by me." Consequently, the religious lunatic's lifestyle is being affirmed. The scientist, who he values highly because he is a friend, is telling him that his vicious ignorant beliefs are virtuous. In turn, the religious lunatic will continue acting on his vicious standards. Basically, the scientist enables vice. Thus, the scientist is being vicious for two reasons. First, he is avoiding virtue at least while he is with the religious lunatic. Second, he is enabling vices.

The second problem with sacrificial friendship is that it is not friendship at all. Once again, friendship is choosing a few individuals over all others. However, sacrificial friendships tells people to be friends with and love everyone. In this case, once does not value any individual, including himself, more than any other individual. He values all people equally. Therefore, he is friends with no one.

Finally, friendship is not an end. It is not the purpose of life. It does not provide happiness. Friendship is only an icing on the cake. One should first be satisfied with one's self. One should like who he is. At this point one knows what virtue is, and he is living it; thus, he values his self. Consequently, he will be able to identify potential friendships. Essentially, one cannot value others until he values himself.

PRINCE OF PERSIA: THE SAND OF TIME

In this most anticipated game-to-movie adaptation, we follow Prince Dastan (Jake Gyllenhaal) as he teams up with Princess Tamina (Gemma Arterton) to stop a ruthless leader from laying his hands on the Sands of Time, a gift from the gods that can be used to reverse time and rule the world.

THE VERDICT

What makes Jake Gyllenhaal so eager to assist the fallen beauty? Not much, but perhaps the story of the Prince Of Persia can be forgiven for some of its drowsiness it causes and by taking it through a different approach; bold and mannerly done. The whole story in the movie has nothing to do with any plot from the games. Like I once said, there is nothing much to pull off from a video game storyline, take an example like Silent Hill or Doom – but the wild imagination of the peoples behind the Pirates Of The Caribbean had done some decent jobs by giving taking things the other way round. Yes, there is nothing perfect about the movie at all but it definitely stands better among others on the movie-based-on-video-game genre.

Once upon a time in the vast empire of Persia, Prince Dastan (Jake Gyllenhaal), whom had no royalty and nobility in his blood, ran across the slum of Nasaf as a cheeky and highly agility orphan kid. Amazed by his courage to stand for justice, he was soon adopted into the family of King Sheraman. 15 years later, he joined the highly-ranks of his brothers Garsiv and Tus and their uncle Nazim (Ben Kingsley) to invade the holy city of Alamut, suspected of selling weapons to the enemy state. Upon the destiny, Dastan found a magical dagger known as The Dagger Of Time which unleashes sands and reverses back the time. Framed for the murder of his father, Dastan became an exile from the his homeland and later teaming up with the beauty Princess Tamina (Gemma Arteton) to embark on a journey that fills with the eager to search the real killer of his father. Soon, he learnt about the potential and the possible destructive power that may happened if the dagger falls into the wrong hands.

Loosely based on Jordan Mechner's video game and infused with 6th century Persian fables and fantasy, director Mike Newell could have done no mistakes. Prince Of Persia is no ordinary Sinbad or Aladdin story. Should I say it lies closely to Indiana Jones? And just because they are Middle Eastern, it does not justify the ban on British accents after all! The positive note is that Prince Of Persia is indeed a surprisingly good. The writing team can come out with a decent and entertaining swashbuckling movie that does not have anything in related to the game, although one may notice the heavy elements borrowed from the games itself. The producers have described the story as comparative to Warrior Within and The Two Thrones, where both games’ elements are incorporated into this. It is decent, fast-paced and innovatively created adventure that is easy to follow, although one must always be cautious of its multiple heavy plots in it. The whole adventure is simply fantastical.

Even with the decent story, there is however some flaws checked in it. Despite the multiple plots been gel together, there is always a possibility that things do not adhere that well. Here it suffers those conventional loose story line and uneven tones, especially the final 30 minutes of the movie which I though was a little too fuzzy. Was it because of the style of film editing? Indeed, the poor film editing has caused many things to breeze through and at times, it felt no connectivity to each other. Camerawork is stunning but deplorable as a lot of dizzying and action cuts are making its round all over the place – it is not that it is bad but the dizzying scenes can be a little annoying! The fleshy finale or rather the anti-climax occurs too sudden. With all the intense battles and the plot build-up, the last 20 minutes is nothing more than a stand-off debates on the morality of the invasion and what’s truth or not. There are also at times that the story may goes a bit off track with the attempts of making jokes that are not so funny and an oddly witty dialogue could means almost nothing.

Prince Of Persia is a good movie if only you consider the finale as a norm flaw. The casting is indeed variety and explorable. Jake Gyllenhaal managed to shun away his boyish persona to become a wild and cheeky character like Prince Dastan. He may not be the best feet to fit in but I think he had done pretty enough to get things kicking. Gemma Arteton’s Tamina is as usual as her role of spiritual divine (just like in Clash Of The Titans) but I noticed that she raise her game higher and for that she is great in. Ben Kingsley and his antagonist role are so familiarize. Just now I said that the jokes aren’t that funny, Alfred Molina’s Sheik Amar did not make things worst. He is truly a comical relief, always with his obsession on ostrich races and evading the taxes.

IN SHORT

With a decently written story, nothing much goes wrong in the movie. It will hopefully give fans something to cheer for and Mike Newell’s glorious efforts in Harry Potter: The Goblet Of Fire has managed to make this swashbuckling sandal-and-sword a very entertaining and joyride. He makes it better than the others. The scar on the climax with the remaining 20 minutes towards the end is something that should not happen but it did happen anyway. Some camera and editing works are questionable. Luckily, the Oscar-winning director of photography John Seale did great visual effects and cinematography, as well as Alfred Molina and Gemma Arteton make this movie impressive, while million tonnes of sands are thrown only to serve you a fun but not an epic.

Fighting with your innerself..

Do you ever pick up the phone and realize you're not suppose to call them anymore? Because they're not expecting to see your name on their cell phones. It's like a battle you have to fight everyday with yourself. What do you do? Things like hiding your phone under your pillow so you won't text or all them? Or maybe replacing their name with some other friends name? Because let's be real, the one thing your cannot do is to delete their number from your contacts. I've tried. Didn't work.

There comes a point when you start to hate them, hate them so much that your mind still thinks about them. I hate to break it to you, my dear, you're not hating them, you're falling for them even harder. Its very much like you want to just throw them out in traffic and then jump in front of some car and risk your own life just to save them.

I'd like to put it in a fairytale story aswell. What do you do when he's your prince charming but you're not his Cinderella? And that freakin' glass slipper doesn't fit. Don't force the slipper to get in your feet, you might even break it. And that'd be the last thing you would want. So, you either decide to wait for the prince to come to you or you run to the castle and get him. Damn! How unrealistic. Only if life worked that way. But sadly, it does not and you're left with the reality which screws you over and over not caring how hurt you are.

The way I see it? Well. I don't know. It is a battle with yourself. And no matter whoever wins. You lose. And you get hurt. And you cry. But *tadaaaa* reality check. Nobody freakin' cares. That's how it is. They see you down, they pick you up, they built you up, take you up on cloud nine, and watch you fall.

The worst part. You're hurt. And they're gone. Now you either keep telling your heart how bad and selfish they were in the first place, which totally works, or you wait. Wait for them to realize. Wait for them to think. Wait for them to come back. I hate to say it, they won't return, they're choosing everyday not to be with you. The soon you accept it the better for you.

What you can do is pray. Prays ever go unheard. They may go unanswered sometimes, maybe because HE knows better than us. Pray that you win the battle. Pray that you start to hate them. Pray that you be happy. Pray for things to get better. Pray for the broken heart and shattered soul. Pray for peace. Pray for love. PRAY, because HE listens.

And then one day you wake up and not have them on your mind. Even if your hear the name or read it somewhere, it won't hit you the way it did. I'm sure you're going to turn the neck, but that's just normal, and you won't feel anything. Nothing at all. The day you feel nothing is the day you start living again.

Sure, there's a gap. And it shall always be there. I suggest you don't try to fill it because the gap shall never be filled. So do yourself a favor. Try to move on.

"As corny and Hallmark-y as this is going to sound, I am just finally understanding that when you choose to let peple into your life, you accept the bad and the good. I guess you've just got to deal with it, because you can't spend the rest of your life being isolated. Just remember that everyone, no matter who they are, manages to leave a mark on your life. They make you who you are. Thank them." -Christina Treco

Lost the game, Won the hearts

I’m going to punch every single person who says India deserved to win. Shut the hell up. We deserved to win. Do you get that? You should. Afridi and his team deserved to win. They were the only team in the tournament that played with their hearts.

I’ve never been a cricket fan. The part of me that loved cricket died somewhere sometime. This World Cup and the team green restored the faith in me again. Moreover, I fell in love with the captain. How can you not respect a captain who says sorry to his nation infront of millions of people. He lost the game but won the hearts of the entire nation.

Heartbreaking. Get up, Lala. Look, the world LOVES you, regardless. *hugs*

It was because of Lala, our national anthem was played on the land of India. How often does THAT happen? Damnit, its big. Its HUGE. How can you not love a man who made it possible?

It’s hurting. And it’s hurting A LOT that we didn’t win. I have a broken heart and I don’t know how to make everything right. I wish I could go to sleep and wake up when its all over. But that cant happen right? We will never get over this. Never. Atleast I will never.

I want to go and hug each one of the man in green for making us so proud. Its because of them the whole nation today stands together as ONE. Afridi shouldn’t be the one apologizing, we should be the one thanking this man for all his efforts and heart he’s put in the game.

How many times in a year do you see people wearing green tee shirts? I swear, I saw a pathan (no offence to anyone) wearing a bright green shalwar kurta on Wednesday. This doesn’t happen often, and this is the kind of unity we need at the moment. Thankyou boys, you recreated a nation, that’s more than a cup for us.